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Documentation Checklist

Property Information (if you already have a contract on a house)

  • Purchase Agreement. (Signed by all applicable parties)

  • If you are selling your current home, copy of listing contract

  • If your current home is under contract to sell, copy of net sheet showing expected proceeds

  • If you have sold your current home, copy of settlement statement (HUD-1)


  • Paycheck stubs for the last 30 days

  • Federal Tax Returns (all schedules) with W-2s (all) for last 2 years

  • If your income is not traditional W-2 income, please include any that may apply:

    • Social Security Award Letter​

    • Pension Award Letter

    • Child Support payment documentation

    • Business tax returns (all schedules) with K-1s if self employed

    • Year-to-date profit and loss statement if self employed


  • Current Bank Statements for each account spanning 60 cosecutive days

  • For 401K, Stock, Annuity, IRA, etc., provide copy of most recent statement

  • For retirement accounts (401k, IRA) provide terms of withdrawal


  • Explanation of credit report anormalies, including:

    • Late payments, charge-offs, collections, judgements and/or liens​

    • Bankruptcy filed within last seven years (bring documentation)

    • Foreclosure within the last seven years (bring documentation)

  • Copy of full bankruptcy file including discharge

  • Copy of sheriffs deed for any foreclosures


  • Photo ID(s)

  • Residence Address(es) for the past 10 years

  • Divorce decree, if applicable

  • If you are not a US citizen, a copy of the front and back of our Permanent Residence card

  • Address(es), Current approximate value, and Current mortgage balance on any other properties you own

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